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Today Home Interest Rate Mortgage Rates Tx 20 Yr Fixed Mortgage Rates Current par mortgage rates current Mortgage Rates Comparison On June 21, 2019, according to Bankrate’s latest survey of the nation’s largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.92 percent.Historical mortgage rates: averages and Trends. – ValuePenguin – Five-year adjustable rate mortgages, or ARMs, have historically carried lower baseline interest rates than the common 30-year fixed-rate mortgage. Since 2005, rates for the 5/1 hybrid have tracked the decline of the 30-year fixed-rate, with initial rates for the adjustable averaging 0.71 points lower than fixed-rate mortgages.Federal Discount Rate Today These rates, known as Applicable Federal Rates (or AFRs), are regularly published as revenue rulings. The list below presents the revenue rulings containing these AFRs in reverse chronological order, starting with January 2000.